DEVELOPERS

Let’s Build Something

What EZY OPTION FINANCE CAN DO FOR DEVELOPERS

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Land Bank Loans

We have access to a variety of lenders who are still comfortable to offer “land bank”  facilities in true form with interest capitalising to the facility. There are also options to pay interest as you go for long-term strategies.

Subdivision Loans

From small residential subdivisions right through to multi-stage master-planned communities and industrial land estates, there are funders who understand and play in each niche of the land subdivision market.

Land Consolidation Loans

Have you found a good site to consolidate? We have access to lenders who will consider the consolidated value and give you the benefit of any uplift you get along the way.

Construction Finance

This is our strength (and bread and butter). We understand the various components of construction and how it links to the funding equation. We have hands-on experience with budgeting, costing, estimates, actual, cost overruns etc. and work with you to maximise the funding available while meeting the terms and conditions set by the lender.

Mezzanine Finance

We understand you may not have all of the required equity to meet the senior debt providers funding table. We have access to a varierty of mezzanine lenders who will fund anywhere from $50k to a few $million for the right projects. We usually stack the finance applications with the senior and mezzanine provider so you have one point of contact to get the deal done.

Facility Structuring

You develop, lenders lend, and we match these needs. We match your project to best available funding solutions and can provide advice and recommendations on how to structure the deal. Because we look at deals all day long we know what can be done to help you and keep the lenders happy. We also get involved with the QS and Valuer upfront so we have an idea of what the numbers are likely to be.

OUR TRIED AND TESTED 4 Step PROCESS

It sounds simple and it is. Our tried and tested process works time and time again to get you the best financial outcome and get your project out of the ground. Your success is our success so we utilise what we know works.

1. UNDERSTANDING YOU and The PROJECT

Our first step is to understand you and the project. This is really the “Why” stage. Why are you building it? A Mum and Dad team building 2 townhouses have totally different intentions to a public listed construction company subdividing 2,000 plus residential lots.

We take the time to understand why you are doing the project and what you hope to gain upon completing the Project. There are so many reasons why people develop and we need to understand is it to retain, to sell, to maximise profit, to build something unique, to leave a legacy… the list goes on. Once we understand you and your intentions we then move to the next step.

2. COMMUNICATING WITH STAKEHOLDERS

In this step, we really get to understand “what” you are building. We speak to You, Valuers, Quantity Surveyors, Local Real estate Agents and any other Professionals who may have intrinsic knowledge of the proposed project.   

We find out how the market will receive the idea and what challenges you may face. This allows us to come up with a strategy in advance to put you in the best position to obtain funding to complete the project.

3. CORRECT FINANCE STRUCTURING

There are numerous different ways to structure the finance for a development project. We take the time to assess your current position and what you are able to contribute to the project. We then balance this with what is available in the market.

We will take you through the option we think may be available and then allow you time to make an informed decision about which option may suit you best. Once we know what path we are heading down we then move to present the deal via detailed finance application.

4. DETAILED FINANCE APPLICATION

The devil is in the detail and we have found in today’s current lending environment it is better to put it all on the table up front and discuss the good, the bad, and the ugly all at once. Lenders don’t like “digging” to find things and if we take a deal to them with most items covered it gives you a far better chance of success.

By taking this approach is also gives the funders comfort you are realistic about the Project and have taken the time to consider the varios aspect which may impact what you are trying to achive.

We are ready when you are!
Your next development is right around the corner.

Let's talk

 

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